SPENDLIGHT

Rewire your spending habits

SpendLight is the spending journal that helps you understand and improve your spending behavior.

Good
$247
Good decisions at
TraderJoe's
#groceries 
Jan 13
-You
Alex: Thanks for getting the groceries!
You: NP
Poor
$13
Poor decisions at
CircleK
#snacks  #impulse  #unhealthy 
Jan 13
-You
Alex: Yikes! What did you buy?
Great
$45
Great decisions at
Amazon
#household  #onsale 
Jan 13
-Alex
Fail
$5
Fail decisions at
Library
Jan 13
-You
You: Hate that I had to pay a late fee
Great
$45
Great decisions at
BestBuy
#gadgets  #office 
Jan 13
-You
Good
$78
Good decisions at
Walmart
#hospitality  #groceries 
Jan 13
-You
Fail
$145
Fail decisions at
Ulta
#beauty  #hair 
Jan 13
-You
Astronaut in the air
"Tracking my spending and being mindful of where my money is going has helped me so much in making realistic money decisions for the future!"
How It Works

Become a Better Spender

Harness the power of our spending journal to transform your financial habits.

$
USD

Record Your Spending

This is what a spending journal is all about. When you spend, make note of the basic circumstances. This can help you identify thought patterns behind your overspending habits.

  • How much did you spend?
  • Where did you spend?
  • Why did you spend?
How would you rate your spending?
Fail
FAIL
DECISIONS
Fail
POOR
DECISIONS
Fail
GOOD
DECISIONS
Fail
GREAT
DECISIONS

Evaluate Your Decisions

Improving your spending habits requires you to change your thought process.

If you get into a habit rating your spending according to your values, you'll start to make more thoughtful decisions.

Where can you improve?

Focus on Discretionary Spending

A lot of transactions that would show up on your bank statements are fixed expenses like rent, mortgage, and utilities.

We recommend focus on the spending that you actually intend to improve on a day to day basis.

4 ×
Fail
NO-SPEND
SUCCESS

Celebrate Your No-Spend Days

Stacking up no-spend days is a great way to build momentum.

Each day of zero spending reinforces self-discipline and an attitude of contentment.

Everything you need to improve your spending

Every detail of SpendLight helps you develop positive behavior.

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Feature

Find Your Rhythm

Discretionary spending often follows a weekly cycle. Track progress in the Weekly Summary and adjust accordingly.

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Feature

Move the Needle

Track your decision-making across time in your Monthly Scorecard. See highlights from the month at a glance.

Spending Buddy
Feature

Don't Fly Solo

A Spending Buddy can provide accountability and alignment. Get the encouragement you need to stay on track.

Start Journaling

Make your first journal entry to start your journey to a better you.

Trust and safety

At SpendLight, we respect our customers and their financial data. Our approach to privacy may not be conventional, but we believe it is the right way to do business.

Our commitment to you includes:

  • Never selling your data or allowing affiliates to subsidize our services. You pay a fair price for a great tool.
  • Never connecting to your bank or auto-importing transactions. This hands off approach keeps our relationship straightforward.
  • Never holding your data captive. You can import, export or delete your spending records at any time. And we ensure you don't have to jump through any hoops to do so.

By making these promises, we aim to build trust and transparency with our customers. We want you to feel confident using SpendLight to track your spending.