Getting Started

After you have signed up for an account, adding entries to your spending journal is easy.

Record Your First Transaction

It's as easy as sending a simple text message to +1 (501) 289-5377.

Example:
45@Chipotle
Send SMS

Link only works on SMS-capable devices.

Rate Spending Decisions

Just add a hashtag to rate your spending decisions.

Example:
45@Chipotle #great
Send SMS

Link only works on SMS-capable devices.

Rating Hashtags

Use any of the following to evaluate your spending.

#ouch #poor #good #great
#fail #bad #nice #excellent
#brutal #lousy #fine #amazing

How did you pay?

Just add a hashtag to indicate your method of payment. If omitted, it will default to a configurable value of your choice.

Example:
45@Chipotle #great #debit
Send SMS

Link only works on SMS-capable devices.

Payment Method Hashtags

Use any of the following to evaluate your spending:

  • #cash
  • #debit
  • #credit
  • #check
  • #venmo
  • #paypal
If you need us to add a new payment method, please send us a quick note.

When?

Just add a hashtag to indicate the date of the transaction. If omitted, it will default to today.

Example:
45@Chipotle #great #yesterday
Send SMS

Link only works on SMS-capable devices.

Payment Method Hashtags

Use any of the following to evaluate your spending:

  • #today (default)
  • #yesterday

Categories

Just add a hashtag indicating the spending category or categories.

Example:
45@Chipotle #great #eatingout
Send SMS

Link only works on SMS-capable devices.

Suggested Hashtags

Use any of the following to evaluate your spending:

  • #groceries
  • #eatingout
  • #autofuel
  • #household
  • #entertainment
  • #hospitality
  • #charity

Comments & Custom Tags

Any other input not otherwise recognized will be interpreted as a comment. You might want to describe what you bought in more detail or why you chose to buy it.

You can also tag any spending with a custom hashtag.

Example:
45@Chipotle #great #eatingout date night
Send SMS

Link only works on SMS-capable devices.

Ideas for Custom Tags

Tip: Use custom tags to help indicate the context of the purchase.

  • #unplanned
  • #bargain
  • #splurge
  • #sale
  • #planningahead

Tips & Tricks

If you make a return on a purchase and receive a credit, you can enter that separately with a negative amount.

Example:
-14@Target #great #return expensive flamingo socks
Send SMS

Link only works on SMS-capable devices.

Often times, the best spending decision is to spend nothing. Give yourself a high five and mark #nospend with an amount of zero.

Example:
0@Target #great #nospend no need for more socks
Send SMS

Link only works on SMS-capable devices.

Ready to Try Spendlight?

View Pricing Sign Up