In-Depth Spending Insights for Personal Finance Geeks

SpendLight is a user-friendly spending journal that helps you understand and improve your spending behavior.

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No install necessary

Record Discretionary Spending Easily

No kidding! A simple SMS text message is all it takes to record your spending. Add SpendLight as one of your contacts and recording spending takes just a few seconds. Downloading an app is totally unnecessary.

Learn How

 
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Unlock better behavior...

Track Decisions...
Not Just Dollars

If you're going to spend time reviewing your spending, it's more benficial to consider the influences upon your behavior than it is to account for every penny.

  • What was your frame of mind?
  • Was this the right time for the purchase?
  • Was this impulsive spending?
  • Could better planning have led to a better outcome?
BRAIN BOOST...

Develop a Habit
of Self‑ Evaluation

SpendLight is a simple spending journal that helps you strengthen your spending habits. The deliberate act of reflection helps cut down on mindless spending. Often you'll reconsider a purchase if you know you'll have to record it.

MORE IS BETTER...

Embrace a Weekly Feedback Loop

Even though most bills are paid monthly, discretionary spending is more naturally tracked on a weekly basis.

Mark your progress week by week to strengthen and speed up the feedback loop.

Keeping it real...

Handle Life's Surprises

Life often doesn't go according to plan. But that doesn't mean your spending goals are a lost cause.

Even if an unplanned life event breaks your budget, you still ought to determine whether you reacted wisely to the circumstances.

Let your personal values play into your overall assessment of your spending.

No more flying solo...

Add a Spending Buddy

When you record and rate your spending, an SMS or email invites your spending buddy to react with a rating of their own.

Use SpendLight to maintain accountability or just stay on the same page with your loved one.

Our Commitment to Your Financial Data

We have strong standards about what it means to respect our customers.

We will never sell your data.

No affiliates subsidize SpendLight.
You pay a fair price for a great tool.

We will never connect your bank.

No auto-import of transactions.
Our hands stay off your bank accounts...
except to purchase a subscription. ;-)

We will never hold your data captive.

You can import, export or delete
your spending records at any time.

SpendLight Editions

We make sure there is a price suitable for every budget.

Paper Edition

FREE
  • Printable PDF
  • Email Reminders (Optional)

3-Month
Subscription

$7.99
  • SMS Input
  • Buddy Notifications
  • Data Import/Export
  • Weekly Insights

1-Year
Subscription

$23.99
  • SMS Input
  • Buddy Notifications
  • Data Import/Export
  • Weekly Insights
  • 25% Annual Savings

Why isn't SpendLight free?

Charging for subscriptions is the only way we make money. We don't share any of your spending data with third parties like other "free" tools do.