Rewire your spending habits.
SpendLight is the only spending journal that helps you understand and improve your spending behavior.
How It Works
A spending journal is a simple but effective tool for improving your spending habits.
#1 Pick relevant targets
Decide what areas of spending you can improve. Fixed expenses like rent, mortgage, and utilities aren't typically ripe for improvement. So pick discretionary spending categories thare are most likely to move the needle. Those are the best topics for your journal.
#2 Track decisions in context... not just dollars
When you spend, record your sentiment with a few notes about the circumstances. This can help you identify thought patterns that enable yoru overspending habits.
| Users | |
| Jack × 8 | $433 |
| Jill × 2 | $281 |
| Payment | |
| Debit × 7 | $357 |
| Credit × 2 | $281 |
| Venmo × 1 | $76 |
#3 Review your spending weekly
Every week you’ll get a crisp summary of your spending decisions. This is your chance to reflect on your decisions and make adjustments for the week ahead. It's this cycle that will help you improve your spending habits over time.
Our Unique, Brain-Rewiring Approach
Creating a budget isn't easy, but sticking to the plan is even harder. SpendLight builds a mindset that yields better choices.
Self-evaluation
Was it awesome or a complete fail? Rate your spending to develop a habit of mindfulness.
#NOSPEND FTW!
The best way to save money is to not spend it. Track your zero days to build momentum.
Don't fly solo!
Add a spending buddy for accountability. Or add a loved one just to stay on the same page.
Weekly feedback loop
Discretionary spending often follows a weekly cycle. Track progress and adjust accordingly.
Celebrate your wins
Mark the meaningful steps you take to tame your spending habits.
No install necessary
A simple SMS message is all it takes to record your spending. 100% browser-friendly as well.
Trust and safety
At SpendLight, we respect our customers and their financial data. Our approach to privacy may not be conventional, but we believe it is the right way to do business.
Our commitment to you includes:
- Never selling your data or allowing affiliates to subsidize our services. You pay a fair price for a great tool.
- Never connecting to your bank or auto-importing transactions. This hands off approach keeps our relationship straightforward.
- Never holding your data captive. You can import, export or delete your spending records at any time. And we ensure you don't have to jump through any hoops to do so.
By making these promises, we aim to build trust and transparency with our customers. We want you to feel confident using SpendLight to track your expenses and manage your finances.
Pricing Plans
We think our spending journal is a bargain at any price.
Improving your spending habits won't happen overnight.
Paper Edition
FREE
If you prefer the feel of pen and paper over yet another app, our paper spending journal is the perfect solution.
- Printable PDF
- Email reminders (optional)
Household Edition
$15 / quarter
You're ready to get serious about improving your spending habits. Get after it as a couple, family or trusted friends.
- Shared journal for 1 to 4 users
- SMS and web input
- Buddy notifications
- Social-friendly reports
- Data import/export
Community Edition
$40 / quarter
There's strength in numbers. Get support and encouragement as you all stay on track and achieve your financial goals together.
- Individual journals for 2 to 10 users
- Everything in the Household Edition
- Group notifications and encouragement
- Weekly challenges & leaderboard